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UK PUBLIC LIABILITY INSURANCE

The UK public is far more litigious and conscious of their legal rights than they once were. The courts are interpreting negligence far more widely. Claims have soared, and so have costs. The consequences for individuals and businesses, especially small businesses, can be disastrous.

Public Liability Insurance, whilst not a compulsory insurance, can be a lifeline for any company or individual should an incident occur with a member of the public. Ideal for any individual or company working with the public, or where the public visit a company’s premises, Public Liability Insurance ensures that the company or individual is covered should an accident occur to a member of the public on their premises. Further to this, Public Liability Insurance also covers any accidents or incidents that may occur when the individual or company is carrying work at customers premises.

Public Liability Insurance is highly recommended for anyone carrying out work in the UK with the public.


It should be remembered that Public Liability Insurance only covers claims from third party’s and not employees of your company.
Public Liability Insurance is an insurance that all business in the UK should have if they have some contact with the public. It’s not a compulsory insurance - but it should be.

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This site is for information only, for the avoidance of doubt we do not sell or recommend any insurance.